Secrets of the Millionaire Mind

1. Rich people believe "I create my life." Poor people believe "Life happens to me."
- individu biasa hanya hidup mengikut arus, tidak berusaha untuk mengubah hidup mereka.

2. Rich people play the money game to win. Poor people play the money game to not lose.
- individu biasa tidak mahu belajar untuk jadi kompeten dalam kewangan.

3. Rich people are committed to being rich. Poor people want to be rich.
- individu biasa nak jadi kaya, tapi tidak buat apa-apa.

4. Rich people think big. Poor people think small.
- individu biasa tidak yakin dengan kebolehan dan potensi mereka

5. Rich people focus on opportunities. Poor people focus on obstacles.
- individu biasa hanya melihat kepada halangan walaupun ianya satu peluang.

6. Rich people admire other rich and successful people. Poor people resent rich and successful people.
- individu biasa tidak senang hati melihat orang lain kaya dan berjaya.

7. Rich people associate with positive, successful people. Poor people associate with negative or unsuccessful people.
- kelompok pergaulan individu biasa ialah orang yang sama pemikiran seperti mereka.

8. Rich people are willing to promote themselves and their value. Poor people think negatively about selling and promotion.
- individu biasa tidak mahu buat perkara yang boleh jadikan produk/diri mereka dikenali.

9. Rich people are bigger than their problems. Poor people are smaller than their problems.
- individu biasa sentiasa 'tersangkut' dengan masalah.

10. Rich people are excellent receivers. Poor people are poor receivers.
- individu biasa tidak pandai merebut peluang.

11. Rich people choose to get paid based on results. Poor people choose to get paid based on time.
- individu biasa dibayar tidak setimpal dengan masa mereka.

12. Rich people think "both". Poor people think "either/or".
- individu biasa hanya fikirkan satu pilihan dan tidak nampak pilihan yang satu lagi.

13. Rich people focus on their net worth. Poor people focus on their working income.
- individu biasa hanya fokus kepada satu sumber pendapatan melalui pekerjaan semata-mata.

14. Rich people manage their money well. Poor people mismanage their money well.
- individu biasa tidak pandai mengurus wang dan sering menghabiskannya.

15. Rich people have their money work hard for them. Poor people work hard for their money.
- individu biasa sentiasa bekerja keras untuk mendapatkan wang tetapi masih tidak cukup.

16. Rich people act in spite of fear. Poor people let fear stop them.
- individu biasa takut untuk bertindak dan mereka terus berada di 'comfort zone' sahaja.

17. Rich people constantly learn and grow. Poor people think they already know.
- individu biasa fikir mereka tahu banyak perkara dan tidak minat untuk terus belajar.

T. Harv Eker, Secrets of the Millionaire Mind